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<p class="MsoNormal"><span style="color:#1F497D">Hi John<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">You have had a lot of good answers but no one has yet mentioned that the risk you are trying to manage is your clients risk, not your own. It is their responsibility therefore and it would be usual for them
to “cover the cost of covering the risk”.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">If you attempt to cover all of your clients risks you will be using your capital (or risking your assets) to support their business, and you will struggle to grow your own business.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Instead I suggest you put the responsibility back on the client and ask them to sign up to a support plan with regular monthly payments which can give you the confidence to employ another developer so their risk
is reduced. This is an investment by the client in you for their own benefit.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-family:"Trebuchet MS","sans-serif";color:#122029">Cameron Hart
</span></b><span style="font-size:9.0pt;font-family:"Trebuchet MS","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Trebuchet MS","sans-serif";color:#92C75F">Flow Software Limited
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<p class="MsoNormal"><span style="color:#1F497D"><img width="158" height="38" id="_x0000_i1025" src="cid:image003.jpg@01D00FAD.E7113D90" alt="Flow"></span><span style="font-size:9.0pt;font-family:"Trebuchet MS","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">PO Box 302 768, North Harbour
</span><span style="font-size:9.0pt;font-family:"Trebuchet MS","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">+64 9 476 3569</span><span style="font-size:9.0pt;font-family:"Trebuchet MS","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">Auckland 0751, New Zealand
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">+64 21 222 3569
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<p class="MsoNormal"><span style="color:#1F497D"><a href="http://www.flowsoftware.co.nz"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">www.flowsoftware.co.nz
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<p class="MsoNormal"><span style="color:#1F497D"><a href="mailto:cameron.hart@flowsoftware.co.nz"><span style="font-size:8.0pt;font-family:"Trebuchet MS","sans-serif";color:#122029">cameron.hart@flowsoftware.co.nz
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</span><span style="font-size:8.0pt;font-family:Webdings;color:#92C75F">P</span><span style="color:#1F497D">
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<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span lang="EN-US" style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span lang="EN-US" style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> delphi-bounces@listserver.123.net.nz [mailto:delphi-bounces@listserver.123.net.nz]
<b>On Behalf Of </b>John C<br>
<b>Sent:</b> Wednesday, 3 December 2014 11:59 a.m.<br>
<b>To:</b> 'NZ Borland Developers Group - Delphi List'<br>
<b>Subject:</b> [DUG] Risk Management Plan<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#17365D">Hi all.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D">One of my clients is expanding their business (thanks to my software;-) and asked me about a Risk Management Plan in case I would disappear, fair enough.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D">Me, myself and I are only a small company (as many of you might be too), so no in-house backup developers available.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D">Has any of you any experience or ideas regarding a Risk Management Plan for a one man band?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D">Thanks<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D">John Sunshine<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17365D"><o:p> </o:p></span></p>
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