[DUG] [Off-topic] How to open a USA bank account without register a USA company

[Leigh Wanstead]

Hello everyone,

I am using paypal for my parttime business which is stabilizer business.
Paypal only allow two chioce for money transfer

1 NZ bank account (convert to nz dollar)
2 USA bank account (us dollar no conversion)

I want to keep money as us dollar and don't want conversion which involve
currency conversion charge, thus requires me to get a usa bank account. May
I ask if anyone has experience to open a usa bank account. I am a New
Zealand citizen and works in Auckland.

I know that I can register a usa company to get a usa bank account. But that
will require some usa customer in the state I register my company to pay
tax. I don't want my usa customer face unnecessary charge.

I have contacted HSBC(New Zealand). They requires to be their customer for 6
months. I only be with them for 2 months. I don't want to wait another four
months.

TIA

Regards
Leigh